Loans

Personal Loans

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Personal Loans

Through NRN Personal loan, the Nepalese living abroad can acquire loans for various personal purposes. Personal Loan is a revolving line of credit that is extended against self-owned property. We provide a flexible product that supports to meet any short term contingent personal financial needs.

Facility is available for
  • Meeting any valid immediate personal financing needs
Loan Features
  • Tenure: 1 year, renewable
  • Service Charge: 1% on approved loan limit
  • Financing: Maximum up to NPR 7.5 million
Eligibility Criteria
  • Working Professionals
  • Salaried Individuals
  • Self-Employed Individuals
Required Documents
  • Citizenship certificate
  • Passport size photographs
  • Land ownership certificate (Lal Purja) with Rajinama/Bakaspatra etc.
  • Land revenue and property tax paid receipt (recent)
  • Approval of construction, approved house map and construction completion certificate (as appropriate)
  • Blue Print, Trace Map and Four Boundary Disclosure (char killa) of land
  • Bank account statement for at least 3 – 6 months’ time
  • Recent Salary Certificate
  • Rental agreement (if any) with an identification of tenant
  • Copy of blue book of vehicle (in case of vehicle income)
  • Firm/Company Registration, PAN, Article & Memorandum of Association, P/L statement and Balance Sheet of firm/company (in case of business income)
  • Valid passport/visa, work permit, employment/salary certification from the employer, recent pay slip/bank account statement etc in case of foreign employment
  • Personal PAN card is required if loan amount is NPR 10 million and above

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